Referral programme

1. 1Share your linkEvery account has a referral code. It lives in your dashboard, and it is what links a signup back to you.
2. 2Someone signs up and paysCommission is recorded in the database when a payment is verified by the payment provider — never in your browser, so it cannot be forged.
3. 3It moves from pending to availableA reward shows as pending through the refund window, then becomes withdrawable in your wallet.
4. 4You request a payoutUPI or bank transfer, once your balance clears the minimum. We record the payment when it is sent.

Commission is a percentage of the payment made by the person you referred. The programme starts at 20% and the current rate is shown in your dashboard — that figure is what applies, not any number quoted elsewhere.

Commission is earned only on paid plans that are marked eligible (the free plan never generates a reward, and neither does a mere signup — somebody has to actually pay). The percentage is snapshotted on the reward at the moment it is created, so a later change to the rate never rewrites what you have already earned.

If the payment is refunded, the matching reward is reversed. After that, rewards are never clawed back: if the person you referred renews next year, you earn again.

Rewards sit as pending through the refund window, then become available. Once your available balance clears the minimum — currently ₹500 — you can request a payout by UPI or bank transfer from your dashboard.

Payouts are processed by a person, not automatically, and we record a reference when one is marked paid. Tzmicha It Solutions never initiates a transfer without a request from you.

Referring yourself, using fake accounts, or spamming your link will get a programme account closed and rewards withheld. Referral is meant for telling people who would genuinely benefit, and the rules are written to keep it that way for everyone in it.